lesliethequeen
Grand Poohbah of Freaks
Surgery Date: September 19, 2011
Surgery Type: Roux-N-Y
From:: Citrus Heights, CA
Posts: 955
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« on: October 22, 2011, 01:08:14 AM » |
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I got my bill for my 30 hour hospital stay today - Oh my gosh!
The total billed was $74,645.95! For 30 hours!
Insurance paid $11,000, my cost nothing!
Amazing...
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Starting Weight:307 Current Weight: 180.0 Everything you want in the world is just right outside your comfort zone, everything...Jamie Le |
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Jabba2Halle
Grand Poohbah of Freaks
Surgery Date: 3/3/11
Surgery Type: VSG
From:: So. California
Posts: 760
Jabba no more.
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« Reply #1 on: October 22, 2011, 02:54:39 PM » |
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I never did understand how hospitals and insurance companies work out the billings/payments. The bill always seems to be over-inflated compared to the final settlement. I'm thinking they must take the difference as a tax deduction or something. Crazy!
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"We may encounter many defeats but we must not be defeated." MAngelou "It's not a miracle cure. It's up to you to lose the weight." Henry,My 600lb Life
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saucywench
Grand Poohbah of Freaks
Surgery Date: 1/21/11
Surgery Type: RNY
From:: BFE, OR
Posts: 863
me
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« Reply #2 on: October 22, 2011, 02:56:21 PM » |
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Yeh I too was shocked when the bill arrived mine was somewhere around $76,000. I to was floored I knew it was expensive but yeowzers. But how I feel physically now compared to pre-opp it's worth it and more.
-Mel
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terribletory
Royal Freakness
Surgery Date: August 26, 2010
Surgery Type: Roux En Y Revision
From:: Fort Wayne, Indiana
Posts: 296
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« Reply #3 on: October 23, 2011, 03:05:57 AM » |
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I am confused about what happened to the other $63,000.00.
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I am now officially half of my former self!
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Cheryl Damon
Royal Freakness
Surgery Date: 4/18/11
Surgery Type: Sleeve Gastrectomy
From:: Caddo Mills, TX
Posts: 265
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« Reply #4 on: October 23, 2011, 06:06:23 AM » |
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Leslie, it's called "contracted rates." Insurance companies contract with hospitals and other health care providers for lower fixed rates in return for limiting the health providers that their members can use (hence, the difference between in-network and out-of-network benefits). Health care providers jack up their billed rates to maximize their revenue with contracts that pay a percentage of billed rates. Unfortunately, this system really sticks it to people without insurance coverage. Fortunately, everything in life is negotiable, including a hospital or doctor bill. I negotiated with a hospital to reduce the amount owed on my father-in-law's outstanding balance by 30%. Hope that helps.
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Taking it a day at a time. |
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lesliethequeen
Grand Poohbah of Freaks
Surgery Date: September 19, 2011
Surgery Type: Roux-N-Y
From:: Citrus Heights, CA
Posts: 955
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« Reply #5 on: October 24, 2011, 10:35:21 PM » |
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It just makes me feel bad for all the people who don't have insurance...man...
I was lucky (20 years of my husband being in the Marine Corps helped). We have great healthcare...but we are so lucky.
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Starting Weight:307 Current Weight: 180.0 Everything you want in the world is just right outside your comfort zone, everything...Jamie Le |
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MacMadame
Grand Poohbah of Freaks
Surgery Date: 09/24/08
Surgery Type: VSG
From:: Northern CA
Posts: 1752
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« Reply #6 on: October 25, 2011, 09:55:06 AM » |
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The extra money is 'funny money.' It doesn't really exist anywhere except on paper.
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HopenToBeThin
Grand Poohbah of Freaks
Surgery Date: Pouch Date 6/15/09
Surgery Type: RNY
From:: KY
Posts: 2811
We lost 246 in 9 mths - 3/13/10
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« Reply #7 on: October 25, 2011, 11:05:34 AM » |
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OK you scared me for a sec cause the first time I read it I thought you had been back in the hosp for something, whew. Yeah those billings tend to use what I like to call "creative accounting".
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Paula
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Servicegirl
Fresh Freak
Surgery Date: 2/14/2012
Surgery Type: Lap Band
From:: Rochester, NY
Posts: 29
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« Reply #8 on: January 11, 2012, 07:37:17 PM » |
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So if my insurance picks up 90%, does anyone know approximately how much I will have to pay out of pocket?
I will even take educated guesses.
thanks
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Tammy:)
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baka
Mr. Wizard of Protein
Grand Poohbah of Freaks
Surgery Date: 07-27-09
Surgery Type: RNY
From:: Surf City, CA
Posts: 4926
Tuo Ku Zi, Fang Pi
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« Reply #9 on: January 11, 2012, 09:58:55 PM » |
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So if my insurance picks up 90%, does anyone know approximately how much I will have to pay out of pocket?
I will even take educated guesses.
thanks
I'd say between $1500 - $5000 on 10% co-pay Some Bariatric surgery centers charge extra for pre-op tests and aftercare so make sure you choose wisely Ian |
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ATTN Freshly Pouched Freaks: Never, and I mean NEVER, trust a fart!
Fear Can Hold You Prisoner - Hope Can Set You Free!
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ttowe
BTV Hostess and Future star of Chihuahua Hoarders / Licked to Death by cuteness
Administrator
Grand Poohbah of Freaks
Surgery Date: July 4, 2004
Surgery Type: RNY
From:: Santee, CA
Posts: 4608
BTV Bling
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« Reply #10 on: January 12, 2012, 07:21:56 AM » |
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With the cost of this surgery, I like to say I've gone from a Toyota to a BMW!!
Treat yourself like a BMW!!
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Hello.. My name is Toni.. And I am a chihuahua addict.
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MacMadame
Grand Poohbah of Freaks
Surgery Date: 09/24/08
Surgery Type: VSG
From:: Northern CA
Posts: 1752
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« Reply #11 on: January 15, 2012, 01:05:22 PM » |
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You can also negotiate with your center ahead of time so there are no surprises.
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Pre-Ops